Questions

Questions

Schools, hurricanes, taxes, insurance, Nocatee and Ponte Vedra, jobs, healthcare, and selling a current home.

Last updated September 21, 2026.

Is St. Johns County a good place to move from out of state?

Yes, if you want Atlantic beaches, a historic downtown, and a public school district that out-of-state families already search by name. It is also growing quickly, so traffic, new construction, and insurance belong in the same conversation. Come in August as well as March.

Longer note.

Are the schools in St. Johns County really that strong?

St.

Johns County School District is consistently among Florida’s highest-performing districts on state measures, which is why families hear the name before they can find the county on a map. That reputation is earned in the aggregate. Zoning still shifts with growth, so confirm the assigned campus for a specific address on the district site instead of trusting a community marketing name. We do not publish live school grades here.

Longer note.

How bad is hurricane risk in St. Johns County?

This is Atlantic Florida: hurricane season runs June through November, and storm surge and flooding matter as much as wind.

Risk is not uniform. A well-built inland house west of the Intracoastal and a dune-front condo are different products that share a county name. Look at elevation, flood zone, roof age, and wind mitigation before you shop for furniture.

Longer note.

Is there a state income tax in Florida?

Florida has no state income tax.

Property tax, homeowners insurance, flood insurance, and HOA or CDD fees still apply. Add those to the monthly payment along with the mortgage.

Longer note.

Should we choose Nocatee or Ponte Vedra?

Ponte Vedra has the beach and older coastal trees. Nocatee has a master-planned layout, pools, and schools inside the community. Prices, insurance, and HOA or CDD fees differ. Compare the monthly payment for a specific address.

Longer note.

Which airport do people use for St. Johns County?

Jacksonville International Airport (JAX) is the airport most residents use.

Drive time depends on the address and the hour. Daytona Beach and Orlando are farther.

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What should we know about homeowners and flood insurance?

Get homeowners and flood quotes before you choose a house. Florida premiums and deductibles can change the monthly payment. Flood insurance is a separate policy from wind coverage. A licensed Florida agent needs the flood zone and the roof year.

Longer note.

Is it better to live on the beach or inland?

Beach towns have public sand and salt air. Inland and west-of-the-Intracoastal streets usually have different flood zones and insurance quotes. Check elevation, the flood map, and the commute for the address.

Longer note.

Where do people work if they move to St. Johns County?

Many residents commute north into Jacksonville for hospitals, finance, logistics, and professional jobs, or work remotely and use JAX as the airport.

St. Augustine and the beach towns have tourism, hospitality, education, and local services. If the job is in a specific place, drive the route at 7:30 a.m. before you pick a neighborhood.

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What is there to do besides the beach?

Historic St. Augustine, the marshes, and state parks are in the county. Anastasia and Guana Tolomato Matanzas are public. Weeknight restaurants are in the beach towns, Nocatee, and along State Road 312. Downtown is walkable on a weekday morning.

Longer note.

Should we sell our current house before we move?

Sell first if you need the equity or a set closing date. A qualified realtor in your current city handles that listing. We can introduce one. Neighborhood research for St. Johns County can happen at the same time.

Longer note.

What is Florida’s homestead exemption, in plain language?

Florida homestead can lower the taxable value of a primary residence and cap how fast that value rises after you qualify.

The Property Appraiser has a filing deadline. Read the St. Johns County guidance before January 1 if a closing is near the deadline.

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What are HOA and CDD fees, and why do they show up here?

HOA fees fund community rules and amenities; a CDD is a special district that often financed roads, ponds, and infrastructure in newer master-planned villages. Both can be real monthly costs on top of the mortgage. Get the numbers in writing for the specific village, not a county average, and treat lifestyle amenities as a bill as well as a perk.

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How hot are summers in St. Johns County?

Summer is hot and humid, with afternoon thunderstorms from roughly June through September. The Atlantic stays warm. School calendars and pool schedules run through that heat. Visit in August as well as March.

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How bad is traffic in St. Johns County?

Growth along I-95, County Road 210, State Road 9B, and the Nocatee corridor adds time to a 7:30 a.m. drive across town. Drive those roads at the hour you would use them, including school pickup.

Longer note.

Is St. Johns County expensive compared with other Florida moves?

Ponte Vedra and close-in coastal streets are at the high end of county prices. Farther inland and some newer villages list for less until insurance and community fees are added. Compare the monthly payment. Use a current market report for sale prices.

Longer note.

Is living in St. Augustine the same as visiting it?

The historic district is a downtown residents use, and it is a national tourist destination. Parking, crowds, and flood zones change with the season. Many residents live a few minutes west or on Anastasia Island. Visit on a weekday morning and on a Saturday in season.

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When should we visit before we decide to move?

Visit in March and in August if you can. Grocery-shop, sit through an afternoon storm, and drive a school-hour commute. Nights of Lights and a beach afternoon show the tourist calendar.

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What is healthcare like if we move to St. Johns County?

Routine care is available in the county. Many specialists are in Jacksonville. Mayo Clinic’s Florida campus is in Jacksonville. If a specific doctor is a reason for the move, map that drive before you pick a neighborhood.

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Is St. Johns County a good place to retire?

Winters are mild. The county has a downtown, beaches, and Jacksonville healthcare nearby. Summers are humid, hurricane season runs June through November, and many neighborhoods have school-age families. Visit in August and during Nights of Lights before you move furniture.

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How safe is St. Johns County?

Use the St. Johns County Sheriff’s Office and Florida Department of Law Enforcement publications for crime counts. This site does not publish a rate. Tourist streets and residential streets are different places.

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How bad are the mosquitoes in St. Johns County?

They are part of a marsh and summer-rain coast, especially at dawn and dusk from late spring through fall. A public mosquito-control district treats and monitors the county; you still drain standing water and wear repellent. After heavy rain or a storm, expect a worse week.

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Still missing the question that actually matters for your household? Send a note. If you need to sell where you are first, we can introduce a realtor at home.